Cardholders want to proactively manage spending
Consumers today expect hassle-free, digital tools to manage and safeguard their credit and debit cards.
We help your users managetheir cards in one, unified place
Our card management solution empowers cardholders to manage their card spending and keep accounts secure, which will keep your financial institution top-of-mind and cards top-of-wallet.

Transform your card management experience
Candescent’s card management solution seamlessly integrates within your digital banking platform, providing users with a unified view of their payment cards. With powerful features like the ability to turn cards on and off, manage spending limits, review transaction, get real-time alerts, order replacement cards, and customize cards to unique spending habits, and more, your consumers will have full control at their fingertips.
And with Candescent’s extensible ecosystem, your financial institution can consolidate multiple card services from various processors, hosts, and networks into one ultimate user experience.
Why Candescent?
- Boost card usage: Give users the control they need to feel confident, increasing the likelihood of your card becoming their top-of-wallet choice–driving up interchange revenue.
- Reduces fraud and support costs: Self-service control reduces the need for help via support calls and branch visits, minimizing fraud and operational costs.
- Drive digital engagement: Providing users complete access to card controls within your financial institution’s digital channel leads to more engagement and frequent use of your platform.
- Create cross-sell opportunities: Your financial institution can offer additional products and services through the same digital channel consumers use to manage their cards.
- Let Candescent’s Card Management solution provide peace of mind, ensure greater security, and keep customers loyal to your institution for all their banking needs.
Explore our digital-first banking solutions
Reimagine your account opening, digital banking and branch experiences with our integrated digital-first solutions.

Account Opening

Digital Banking

Digital Branch

Consumer deposits
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Real estate
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Consumer loans and cards
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Small business and commercial deposits
We're here to help
We can help you take the guesswork and complexity out of finding the right solutions.